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Nov 20, 2018Open    AccessArticle

Factors Influencing Credit Decision for Lending SMEs: A Case Study on National Bank of Egypt

Ekhaa Boushnak, Mohamed A. Rageb, Aiman A. Ragab, Ahmed M. Sakr
Small and Medium Enterprises (SMEs) play a vital role in the global economy. It had a major part in creating jobs and as a source of social sta-bility, either there is major contribution for SMEs in Egypt as it faces great economy challenges that need cooperation from all parties. However, access to finance is still one of the greatest obstacles facing SMEs all over the world and prevents them from developing. This re
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Nov 19, 2018Open    AccessArticle

Dissipation of Fluopyram and Tebuconazole Residues in/on Pomegranate and Soil in Western Maharashtra

Chidanand Shivshankar Patil, Shashi Vemuri, Haidas Vitthal Deore, Yogesh Subhash Saindane, Kosnam Kavitha, Vodur Anitha
Field and laboratory experiments were conducted to study the residues and dis-sipation of Fluopyram, a succinate dehydrogenase inhibitor (SDHI) and tebu-conazole, demethylation inhibitor (DMI) used for the control of powdery mil-dew and Anthracnose diseases in grape. Residues of fluopyram dissipated with a half life of 4.04 and 5.18 days, at recommended and double dose, respectively. For tebuconazole, the half life values recorded
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Nov 19, 2018Open    AccessArticle

An Investigation on Integrated Library Systems (ILS) in Use in University Libraries in Osun State, Nigeria

John O. Oyekale
This study investigates Integrated Library Systems (ILS) in use in university libraries in Osun State, Nigeria. It is a descriptive survey. All National Univer-sities Commission (NUC) of Nigeria accredited universities in Osun State were selected for the study. Structured interviews (personal and telephonic) and ob-servations were the main tools used to collect data for the study. Four (4) re-search questions were formulated for t
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Nov 19, 2018Open    AccessArticle

Divine Injunction in John 15: 1-4 and Its Relevance to Sustainable Development in Nigeria

Olusola Igbari
The New Testament books are full of divine injunctions which were uttered for the purpose of spiritual growth of the readers. They are supernatural commands needed to be obeyed to achieve specific goals. Lawrence Richard like other scholars refers to them as deific, exquisite, hallowed and sacred. The text for consideration in this paper is one of the seven “I am sayings” of Jesus in the Gospel of John. “I am the true vine” (John
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Nov 19, 2018Open    AccessArticle

The Dynamics of Change Agenda: The Contemporary Experience

Olusola Igbari
Change is a universal phenomenon and an inevitable human experience which consequences can either be negative or positive. It is the only thing that is per-manent in the journey of life of every individual created by God. The place of change in the leadership of any religious organisation or in any political party as it were cannot be over emphasized. The change is in all human facets, phys-ically, spiritually, economically, polit
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Nov 19, 2018Open    AccessArticle

The Contemporary United States Workplace: An Analysis of Racial Segregation Perceptions

Richard Lewis Jr., Joanne Ford-Robertson, Chandler Greenfield
This study examines the perceptions of those employed regarding racial segre-gation in the contemporary American workplace. General Social Survey (GSS) information collected in 2016 was used to focus on perceptions of individuals who are currently working. A variety of variables including age, gender, race, educational attainment, personal income, and work status were utilized as con-trol variables. Conflict theory, in conjunction
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Nov 19, 2018Open    AccessArticle

Error Analysis for Protein Conformation Quantities in Circular Dichroism Spectrum

David A. Haner, Patrick W. Mobley
The object of this paper is to present the development of the uncertainties of the parameter values produced by an algorithm for a mathematical model based on the spectroscopic signature of iconic conformations. Emphasis is given to including the systematic experimental error simultaneously with primary measured data and the use of fully determined solution of equations to unknowns. To demonstrate the details of finding the parame
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Nov 19, 2018Open    AccessArticle

The Rise and Fall of the Electromagnetic 4-Potential

Eliahu Comay
The Lienard-Wiechert 4-potential depends on local coordinates and on re-tarded coordinates of a charge at the source. Therefore, the 4-potential of incoming radiation fields (namely, a photon) cannot be written as a 4-vector which satisfies the locality requirement of fields of a Lagrangian density. This unsolvable problem is the underlying reason for the extremely unusual phenomenon where respectable textbooks make
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Nov 19, 2018Open    AccessArticle

EDXRF Spectroscopic Elemental Analysis for Efficacy of Kibabii University Sewage Treatment System

Yonah Situma, Jared Oloo Odhiambo, John Wanjala Makokha
Elemental analysis of sewage effluents in Kibabii sewage treatment system was achieved via Energy-Dispersive X-Ray Fluorescence (EDXRF) spectroscopy with the aim of assessing the efficacy of the treatment system. Concentrations of lead (Pb), mercury (Hg), cadmium (Cd) and arsenic (As) were measured based on clay soil “standards” in concentration range for Pb, Hg and As as 12.7 ppm, 14.3 ppm and 8.83 ppm respectively for certificat
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Nov 19, 2018Open    AccessArticle

A Battery Health Data Sharing Model via Blockchain

Peng Ding
According to the status quo of the electrical vehicle market, the numbers of re-tired power battery from the NEV (new electrical vehicle) would definitely lead to a big increase. And the key factor to evaluate the SOH (state of health) of the retired battery is to get the historical data to optimize the parameters of the models. But the truth is there are many restrictions in data access and sharing between the battery manufacture
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