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Nov 23, 2018Open    AccessArticle

Research on Credit Risk Assessment of Small and Medium-Sized Enterprises in Commercial Banks

Yacui Gao, Lidan Zhang
By using the data of 2014 and 2015 about the 90 small and medium-sized en-terprises credit default and normal samples from a joint-stock commercial bank, this paper builds the credit risk assessment evaluation index system to the small and medium-sized enterprise of commercial bank. Based on the logit model, we make a test for the 30 enterprises of the testing samples. Finally, the evaluation model draws that the predicted probabi

Oct 24, 2018Open    AccessArticle

The Impacts of Green Credit on the Financial Performance and Risks of Chinese SMEs—Taking BOSSCO as an Example

Qianyang Zhang
China’s green finance is gradually developing and prospering under the impetus of the government. Green credit is one of the main manifestations of green finance, whose goal is to adjust the bank’s credit structure. Its main audience is environmentally friendly SMEs. Many scholars have studied the changes and potential risks that green credit may bring to bank performance, but only a small number of pe

Sep 07, 2018Open    AccessArticle

Analysis on Risks and Countermeasures of Unicorn Enterprises Based on “Diamond Model”

Ruyu Han
The growth of the unicorn enterprises in China has been growing faster these years. They have used several years of Internet technology to create a business giant that has emerged over the past few decades or even hundreds of years. However, in the wave of global innovation, unicorns have not only opportunities, but also risks and challenges. In this paper, from the perspectives of factors of

Jul 24, 2018Open    AccessArticle

Analysis on Financial Risk Control of Network Financing Platform — Based on the Case of Honglingchuangtou

Lixian Zhang, Wenjuan Mao
With the further development of large data and cloud computing in the network technology, the Internet platform is intersecting with the financial industry. The Internet financial platform had developed into the main body of the market economy, and more and more enterprises finance through the Internet media. Network financing is widely used by small and medium enterprises because it reduces the cost of fi